Accelerate Your Claims Process

Collision Insights is a revolutionary feature within our RECON platform that automatically generates a First Notification of Loss (FNOL) collision reconstruction report. Immediately after an incident, it pulls together critical data from your fleet's hardware—including dash cam footage, telematics data like GPS location, vehicle speed, and G-force events. This information is compiled into a single, comprehensive report that provides a clear, data-driven account of what really happened, ready to be shared instantly with your insurance provider.

The key to accelerated claims resolution is providing your insurer with clear, indisputable evidence from the very first moment. Collision Insights eliminates the delays caused by manual data gathering and conflicting reports. By delivering a complete reconstruction report within minutes of a collision, you enable your insurer to determine liability almost instantly. This proactive approach cuts down investigation time and administrative back-and-forth, leading to a 25% drop in the average length of a claim. You can prove what really happened, fast.

This is a common frustration. Simply having cameras isn't enough; you need the right strategy to turn that footage into savings. Many fleets invest in cameras but fail to use the data effectively to manage their loss ratio. Collision Insights bridges this gap. It transforms your cameras from passive recording devices into a core operational tool for risk management. It automatically packages the crucial data into an actionable report that insurers can use immediately to prove against false claims and make fast, accurate liability decisions. This strategic use of data is what truly lowers your premiums.

Your insurance premium is heavily influenced by your fleet's loss ratio, which is calculated as: Loss Ratio = Total Premiums Collected / Total Claim Costs​.
A lower loss ratio signals to insurers that you are a lower-risk client, leading to significant premium savings. Collision Insights is proven to attack claim costs and improve this ratio in three ways:
‍Dispute Non-Fault & Fraudulent Claims: With AI-driven reconstruction and 360° evidence, you gain a 25% increase in your disputed claims win rate.
‍Slash Investigation & Legal Costs: By providing immediate, clear evidence, you see a 53% drop in investigation costs and an 18% drop in legal costs.
‍Reduce Operational Overheads: Faster resolutions and less administrative work result in a 25% drop in operational costs associated with managing the claim.

Absolutely. Collision Insights is a core part of a "belt-and-braces" risk strategy. While it excels at managing post-collision events, the data it uses is also crucial for proactive risk mitigation. The RECON platform identifies high-risk driving behaviours using the same telematics data. This allows you to implement targeted driver coaching and training, addressing risky habits before they lead to an incident. By fostering a safer driving culture, you can reduce the frequency of "own-fault" collisions, further improving your loss ratio and operational safety.

The automatically generated report is incredibly detailed, but we empower you to make it even more robust. Fleet operators can easily add crucial contextual information directly into the report before sharing it with an insurer, including:
‍Driver & Vehicle Details
Witness Statements & Contact Information
Additional Photographic Evidence from the scene
‍Police Report Numbers
‍This ensures that all relevant information is stored in one place, creating an undeniable single source of truth for the entire claims process and giving you a 32% increase in 3rd party data capture.